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Author Archive for: "dcharous"
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By David Charous
In Elder Law News
Posted August 24, 2023

Prior Authorization: Why Is It Holding Up My Medical Care?

You may find yourself having to wait until your insurer approves coverage for your medical treatment before you can move forward. 

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By David Charous
In Elder Law News
Posted August 22, 2023

Should You Use a Medical Credit Card?

A medical credit card is a type of credit card used only for medical expenses. It can pay for procedures insurance does not [...]

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By David Charous
In Elder Law News
Posted August 18, 2023

Selling Your Life Insurance Policy to Help Cover Expenses

The National Council on Aging reports that more than 16.5 million adults 65 and older experience economic insecurity. Rising housing and health care bills can also burden seniors on fixed, [...]

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By David Charous
In Elder Law News
Posted August 15, 2023

2023 on Senior Health Report: The Good, the Bad, and the Ugly

A 2023 report issued by [...]

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By David Charous
In Elder Law News
Posted August 12, 2023

What to Do When Social Security Overpays

An overpayment occurs when Social Security gives you more money in a month than you should have gotten.

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By David Charous
In Elder Law News
Posted August 11, 2023

Are Gift Cards Considered “Gifts” When It Comes to Medicaid?

Are gift cards considered "gifts" that will create an issue with Medicaid eligibility? My elderly mother may need a nursing home in the next couple of years due to mild dementia/Alzheimer's. [...]

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By David Charous
In Elder Law News
Posted August 11, 2023

Can POA Keep Friends From Seeing You When in a Nursing Home?

Can a power of attorney keep friends from seeing you when in a nursing home?

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By David Charous
In Elder Law News
Posted August 11, 2023

Can I Keep the House and Get Paid If I Cared for My Mom?

If the will states for property to be sold and divided up between the kids, but one child lived with mom the whole time, took care of her for many years, and took care of the house, how do [...]

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By David Charous
In Elder Law News
Posted August 11, 2023

Can I Be Reimbursed for Mom’s Assisted Living Rent?

If the child of a parent who is moving into assisted living pays for the parent's first month's rent while also in the process of selling the parent's home for assisted living expenses, can [...]

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By David Charous
In Elder Law News
Posted August 10, 2023

What Happens to the Items I Bought to Qualify for Medicaid?

If I buy furniture or appliances to spend down my cash to qualify for nursing home care through Medicaid, what happens to those items when I move into a nursing home because I can't take them [...]

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